Updated December 17, 2025
Below are what we're literally carrying in our wallets this week in terms of credit cards and our rationale for them. We do use other credit cards throughout the week for specific online purchases, but we don't carry them in our day-to-day life (e.g., Chase cards for Doordash credit or targeted Amex Gold offers).
Sarah's American Express Business Platinum - See rationale on right
Capital One Venture X - Backup + for gift card manufcatured spending
American Express Business Platinum - I know I said we were done applying to new cards when I posted our 2025 credit cards... but 2 factors made me succumb to having Sarah get this card.
Booking flights for our Asia trip next year on points still has significant taxes, so wanted to work on a bonus and the Platinum gives 5x back on flights
Sarah got a promo for the Platinum that expires 12/31/25 for 200,000 points after $20,000 spend which is pretty lucrative. And we also have time to use the 2025 credits
Capital One Venture X - Backup
Matthew: Capital One Venture X, American Express Gold, American Express Blue Business Plus
Sarah: Capital One Venture X, American Express Gold
Matthew: Capital One Venture X, American Express Gold, American Express Blue Business Plus
Sarah: Capital One Venture X, American Express Gold
Matthew: World of Hyatt Business, World of Hyatt, Chase Ink Business Cash
Sarah: Chase Ink Business Cash, Capital One Venture X
Matthew: World of Hyatt Business, World of Hyatt, Chase Ink Business Cash, American Express Gold
Sarah: Chase Ink Business Cash
Matthew: World of Hyatt Business, World of Hyatt, Chase Ink Business Cash, American Express Gold
Sarah: Chase Ink Business Cash
Matthew: World of Hyatt Business, World of Hyatt, Chase Ink Business Unlimited
Sarah: Chase Ink Business Cash
Matthew: World of Hyatt Business, World of Hyatt, Chase Ink Business Unlimited
Sarah: Sharing Matthew's cards
Matthew: World of Hyatt Business, World of Hyatt, Chase Ink Business Unlimited
Sarah: Sharing Matthew's cards
Matthew: World of Hyatt Business, World of Hyatt, Chase Ink Business Unlimited
Sarah: Sharing Matthew's cards
Matthew: World of Hyatt Business, World of Hyatt, Capital One Venture X, American Express Business Platinum
Sarah: Sharing Matthew's cards
Matthew: World of Hyatt Business, World of Hyatt, Capital One Venture X, American Express Business Platinum
Sarah: Sharing Matthew's cards
Matthew: Chase Ink Business Unlimited, World of Hyatt Business, World of Hyatt
Sarah: Sharing Matthew's cards
Matthew: Chase Ink Business Unlimited, World of Hyatt Business, World of Hyatt
Sarah: Sharing Matthew's cards
Matthew: World of Hyatt Business, World of Hyatt
Sarah: Sharing Matthew's cards
Matthew: World of Hyatt Business, World of Hyatt
Sarah: Sharing Matthew's cards
Matthew: World of Hyatt Business, World of Hyatt
Sarah: Sharing Matthew's cards
Matthew: World of Hyatt Business, World of Hyatt
Sarah: Sharing Matthew's cards
Matthew: World of Hyatt Business, Chase Ink Business Cash, American Express Gold
Sarah: Capital One Venture X
Matthew: World of Hyatt Business, Chase Ink Business Cash, American Express Gold
Sarah: Capital One Venture X
Matthew: World of Hyatt Business, Chase Ink Business Cash, American Express Gold
Sarah: Capital One Venture X
Matthew: World of Hyatt Business, Chase Ink Business Cash
Sarah: Capital One Venture X
Matthew: World of Hyatt Business
Sarah: Delta Business Gold
Matthew: World of Hyatt Business
Sarah: Delta Business Gold
Matthew: World of Hyatt Business
Sarah: Delta Business Gold
Matthew: World of Hyatt Business
Sarah: Delta Business Gold
Matthew: World of Hyatt Business
Sarah: Delta Business Gold
Matthew: World of Hyatt Business
Sarah: Delta Business Gold
Matthew: World of Hyatt Business
Sarah: Delta Business Gold
Matthew: World of Hyatt Business
Sarah: Delta Business Gold
Matthew: World of Hyatt Business
Sarah: Delta Business Gold
Matthew: World of Hyatt Business, American Express Green
Sarah: Delta Business Gold
Matthew: World of Hyatt Business, American Express Green
Sarah: Delta Business Gold
Matthew: World of Hyatt Business, American Express Green
Sarah: Delta Business Gold
Matthew: World of Hyatt Business, American Express Green
Sarah: Delta Business Gold
Matthew: World of Hyatt Business, American Express Green
Sarah: Delta Business Gold
Matthew: World of Hyatt Business
Sarah: Delta Business Gold
Matthew: World of Hyatt Business
Sarah: Delta Business Gold
Matthew: World of Hyatt Business
Sarah: Delta Business Gold
Matthew: World of Hyatt Business
Sarah: World of Hyatt Business
Matthew: World of Hyatt Business
Sarah: World of Hyatt Business
Matthew: World of Hyatt Business
Sarah: World of Hyatt Business
Matthew: World of Hyatt Business
Sarah: American Express Gold, Capital One Venture X
Matthew: American Express Business Platinum, Citi AAdvantage Platinum Select
Sarah: American Express Gold, Capital One Venture X
Matthew: American Express Business Platinum, Citi AAdvantage Platinum Select
Sarah: American Express Gold, Capital One Venture X
Matthew: American Express Business Platinum, Citi AAdvantage Platinum Select
Sarah: American Express Gold, Capital One Venture X
Matthew: American Express Business Platinum, Citi AAdvantage Platinum Select
Sarah: American Express Gold, Capital One Venture X
Matthew: American Express Business Platinum, Citi AAdvantage Platinum Select
Sarah: American Express Gold, Capital One Venture X
Matthew: American Express Business Platinum
Sarah: American Express Gold, Capital One Venture X
Matthew: American Express Business Platinum
Sarah: American Express Gold, Capital One Venture X
Matthew: American Express Business Platinum
Sarah: American Express Gold, Capital One Venture X
Matthew: Capital One Spark Cash Plus Business, American Express Business Platinum
Sarah: American Express Gold, Capital One Venture X
Matthew: Capital One Spark Cash Plus Business, Citi Custom Cash, Chase Freedom
Sarah: American Express Gold, Capital One Venture X
Matthew: Capital One Spark Cash Plus Business, Citi Custom Cash, Chase Freedom
Sarah: Citi AAdvantage Platinum Select, American Express Gold, Capital One Venture X
Matthew: Capital One Spark Cash Plus Business, Citi Custom Cash, Chase Freedom
Sarah: Citi AAdvantage Platinum Select, American Express Gold, Capital One Venture X
Matthew: Capital One Spark Cash Plus Business, Citi Custom Cash, Chase Freedom
Sarah: Citi AAdvantage Platinum Select, American Express Gold, Capital One Venture X
Matthew: Capital One Spark Cash Plus Business, Citi Custom Cash, Chase Freedom
Sarah: Citi AAdvantage Platinum Select, American Express Gold, Capital One Venture X
Matthew: Capital One Spark Cash Plus Business, Citi Custom Cash, Chase Freedom
Sarah: Citi AAdvantage Platinum Select, American Express Gold, Capital One Venture X
Matthew: Capital One Spark Cash Plus Business, Citi Custom Cash, Chase Freedom
Sarah: Citi AAdvantage Platinum Select, American Express Gold, Capital One Venture X
Matthew: Capital One Spark Cash Plus Business, Citi Custom Cash, Chase Freedom
Sarah: Citi AAdvantage Platinum Select, American Express Gold, Capital One Venture X
Matthew: Capital One Spark Cash Plus Business, Citi Custom Cash, Chase Freedom,
Sarah: Citi AAdvantage Platinum Select, American Express Gold, Capital One Venture X
Matthew: Capital One Spark Cash Plus Business, Citi Custom Cash, Chase Freedom,
Sarah: Citi AAdvantage Platinum Select, American Express Gold, Capital One Venture X
Matthew: Capital One Spark Cash Plus Business, Citi Custom Cash, Chase Freedom,
Sarah: Citi AAdvantage Platinum Select, American Express Gold, Capital One Venture X
Matthew: American Express Gold, Citi Custom Cash, Chase Freedom, Capital One Venture X
Sarah: Citi AAdvantage Platinum Select, American Express Gold, Capital One Venture X
Matthew: American Express Business Platinum, Capital One Venture X
Sarah: American Express Gold, Capital One Venture X
Matthew: American Express Business Platinum, Capital One Venture X
Sarah: American Express Gold, Capital One Venture X
Matthew: American Express Business Platinum, Capital One Venture X
Sarah: American Express Gold, Capital One Venture X
Matthew: American Express Business Platinum, Capital One Savor, Chase Sapphire Reserve, Capital One Venture X
Sarah: American Express Gold, Capital One Venture X
Matthew: American Express Business Platinum, World of Hyatt, American Express Gold
Sarah: American Express Gold, Capital One Venture X
Matthew: American Express Business Platinum, World of Hyatt, American Express Gold
Sarah: American Express Gold, Capital One Venture X
Matthew: American Express Business Platinum, World of Hyatt, American Express Gold, Chase Freedom
Sarah: American Express Gold, Capital One Venture X
Matthew: American Express Business Platinum, World of Hyatt, American Express Gold, Chase Freedom
Sarah: American Express Gold, Capital One Venture X
Matthew: American Express Business Platinum, World of Hyatt, American Express Gold, Chase Freedom
Sarah: American Express Gold, Capital One Venture X
Matthew: American Express Business Platinum, World of Hyatt, American Express Gold, Chase Freedom
Sarah: American Express Gold, Capital One Venture X
Matthew: World of Hyatt, American Express Gold, Chase Freedom
Sarah: American Express Gold, Capital One Venture X
Matthew: World of Hyatt, American Express Gold, Chase Sapphire Reserve, Citi Custom Cash, Capital One Venture X
Sarah: American Express Gold, Capital One Venture X
Matthew: World of Hyatt, American Express Gold, Chase Sapphire Reserve, Citi Custom Cash, Capital One Venture X
Sarah: American Express Gold, Capital One Venture X
Matthew: World of Hyatt, American Express Gold, Chase Sapphire Reserve, Citi Custom Cash, Capital One Venture X
Sarah: American Express Gold, Capital One Venture X
Matthew: Dick's Sporting Goods, World of Hyatt, American Express Gold
Sarah: American Express Gold, Capital One Venture X
Matthew: World of Hyatt, American Express Gold
Sarah: American Express Blue Business, Chase United Quest, American Express Gold, Capital One Venture X
Matthew: World of Hyatt, American Express Gold
Sarah: Chase United Quest, American Express Gold, Capital One Venture X
Matthew: World of Hyatt, American Express Gold
Sarah: Chase United Quest, American Express Gold, Capital One Venture X
Matthew: World of Hyatt, American Express Gold
Sarah: Chase United Quest, American Express Gold, Capital One Venture X
Matthew: World of Hyatt, American Express Gold
Sarah: Chase United Quest, American Express Gold, Capital One Venture X
Matthew: Venture X, American Express Gold, Citi Aadvantage Platinum Select, World of Hyatt Business Card
Sarah: American Express Gold, Capital One Venture X
Matthew: American Express Gold, Citi Aadvantage Platinum Select, World of Hyatt Business Card
Sarah: American Express Gold, Capital One Venture X
Matthew: American Express Gold, Citi Aadvantage Platinum Select, World of Hyatt Business Card
Sarah: American Express Gold, Capital One Venture X
Matthew: American Express Blue Business Plus, American Express Gold, Citi Aadvantage Platinum Select, World of Hyatt Business Card
Sarah: American Express Gold, Capital One Venture X
Matthew: American Express Gold, Citi Aadvantage Platinum Select, World of Hyatt Business Card
Sarah: American Express Gold, Capital One Venture X
Matthew: American Express Gold, Citi Aadvantage Platinum Select, World of Hyatt Business Card
Sarah: American Express Gold, Capital One Venture X
Matthew: American Express Gold, Citi Aadvantage Platinum Select, World of Hyatt Business Card
Sarah: American Express Gold, Capital One Venture X
Matthew: Citi Aadvantage Platinum Select, World of Hyatt Business Card, American Express Gold
Sarah: Chase Ink Business Unlimited (Sarah's), Capital One Venture X
Matthew: World of Hyatt Business Card , American Express Gold
Sarah: Chase Ink Business Unlimited (Sarah's), Capital One Venture X
Matthew: World of Hyatt Business Card , American Express Gold
Sarah: Chase Ink Business Unlimited (Sarah's), Capital One Venture X
Matthew: World of Hyatt Business Card , American Express Gold
Sarah: Chase Ink Business Unlimited (Sarah's), Capital One Venture X
Matthew: World of Hyatt Business Card , American Express Gold
Sarah: Chase Ink Business Unlimited (Sarah's), Capital One Venture X
Matthew: World of Hyatt Business Card , Chase Sapphire Reserve, Capital One Venture X, Fidelity Cash Management Debit Card
Sarah: Chase Ink Business Unlimited (Sarah's), Capital One Venture X
Matthew: World of Hyatt Business Card , Chase Sapphire Reserve, Capital One Venture X, Fidelity Cash Management Debit Card
Sarah: Chase Ink Business Unlimited (Sarah's), Capital One Venture X
Matthew: CitiBusiness AAdvantage Platinum Select, Chase Ink Business Unlimited (Matthew's), Chase Sapphire Reserve
Sarah: Chase Ink Business Unlimited (Sarah's), American Express Gold, Capital One Venture X
Matthew: CitiBusiness AAdvantage Platinum Select, Chase Ink Business Unlimited (Matthew's), Chase Sapphire Reserve, American Express Gold
Sarah: Chase Ink Business Unlimited (Sarah's), American Express Gold, Capital One Venture X
Matthew: CitiBusiness AAdvantage Platinum Select, Chase Ink Business Unlimited (Matthew's), Chase Sapphire Reserve, American Express Gold
Sarah: Chase Ink Business Unlimited (Sarah's), American Express Gold, Capital One Venture X
Matthew: CitiBusiness AAdvantage Platinum Select, Chase Ink Business Unlimited (Matthew's), Chase Sapphire Reserve, American Express Gold, Capital One Venture X
Sarah: Chase Ink Business Unlimited (Sarah's), American Express Gold, Capital One Venture X
Matthew: CitiBusiness AAdvantage Platinum Select, Chase Sapphire Reserve, American Express Gold, Capital One Venture X
Sarah: Chase Ink Business Unlimited (Matthew's), American Express Gold, Capital One Venture X
Matthew: CitiBusiness AAdvantage Platinum Select, Chase Sapphire Reserve, American Express Gold, Capital One Venture X,
Sarah: American Express Gold, Capital One Venture X
Matthew: Chase Sapphire Reserve, American Express Gold,, Capital One Venture X,
Sarah: CitiBusiness AAdvantage Platinum Select, Citi Custom Cash, American Express Gold, Capital One Venture X
Matthew: American Express Gold, Citi Custom Cash, Capital One Venture X, Chase Sapphire Reserve
Sarah: American Express Gold, Capital One Venture X
Matthew: American Express Gold, Citi Custom Cash, Capital One Venture X, Chase Sapphire Reserve
Sarah: American Express Gold, Capital One Venture X
Matthew: American Express Gold, Citi Custom Cash, Chase Freedom Unlimited, Chase Sapphire Reserve
Sarah: American Express Gold, Capital One Venture X
Matthew: Chase Ink Business Unlimited, American Express Gold, Citi Custom Cash, Chase Sapphire Reserve
Sarah: Chase Ink Business Unlimited, American Express Gold, Capital One Venture X
Matthew: Visa Gift Card, American Express Gold, Citi Custom Cash, Chase Ink Business Unlimited, Chase Sapphire Reserve
Sarah: Mastercard Gift Card, Chase Ink Business Unlimited, American Express Gold, Capital One Venture X
Matthew: Visa Gift Card, American Express Gold, Citi Custom Cash, Chase Ink Business Unlimited, Chase Sapphire Reserve
Sarah: Mastercard Gift Card, American Express Gold, Capital One Venture X